.about-story,.contact-info-three,.impact-story,.private-advisor,.region-tabs,.service-cards{background:var(--brand-bg-alt)}.process-row{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));grid-gap:18px;gap:18px;margin-top:28px}.process-row article{display:flex;gap:16px;background:#fff;border:1px solid var(--brand-border);border-radius:16px;padding:22px;min-height:170px}.process-row span{flex:0 0 52px;height:52px;display:grid;align-items:center;justify-items:center;place-items:center;border-radius:50%;background:var(--brand-primary);color:#fff;font-weight:800}.cert-row,.guarantee-banner{background:var(--brand-primary-dark);color:#fff;text-align:center}.cert-row h2,.cert-row p,.guarantee-banner h2,.guarantee-banner p{color:#fff;max-width:860px;margin-left:auto;margin-right:auto}.map-panel{display:grid;grid-template-columns:minmax(0,1fr) minmax(320px,0.7fr);grid-gap:32px;gap:32px;align-items:center}.map-panel img{border-radius:16px;background:#fff;box-shadow:var(--brand-shadow)}.channel-bars{display:grid;grid-gap:16px;gap:16px;margin:28px 0}.channel-bars p{margin:0;background:var(--brand-bg-alt);border-radius:999px;overflow:hidden}.channel-bars span{display:block;background:linear-gradient(90deg,var(--brand-primary),var(--brand-secondary));color:#fff;padding:10px 18px;border-radius:999px;white-space:nowrap}.long-copy{max-width:920px}.accordion-like{display:grid;grid-gap:18px;gap:18px}.accordion-like article{background:#fff;border:1px solid var(--brand-border);border-radius:16px;padding:24px}.community-gallery img,.four-card-grid img{width:100%;aspect-ratio:4/3;-o-object-fit:cover;object-fit:cover;background:var(--brand-bg-alt);border-radius:12px;margin-bottom:14px}.quote-form-section{background:#fff}@media (max-width:991px){.map-panel,.process-row{grid-template-columns:1fr}}